Group Captive

A quick read from Captive.com....its a good reminder on why captive group for the last two years has been exploding. 7 Ways Captive Insurance Companies Provide a Competitive Edge

Multiple Employer Welfare Arrangement (MEWA): Group of unrelated employers form a coalition to gain greater economy of scale in offering health benefits to their respective employees – can be fully insured or self funded and tends to be state specific Troubled past – organizers frequently used ERISA preemption clause as a shield against State Regulators [...]